Self Storage

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Self Storage

​Self-storage insurance protects your belongings from potential damage in a
storage unit from events like fire, theft, water damage, and vandalism. You
can obtain this insurance through your self-storage facility, a specialist self-
storage insurer, or potentially through the off-premises coverage of your
homeowner's or renter's policy. It's crucial to understand your existing policy's
limitations and ensure the new coverage adequately protects the full value of
your stored items

1. General Liability Insurance

• ​Covers slip-and-fall accidents, injuries on premises, and damage to others’ property.
• Essential for protecting against lawsuits from customers or visitors.

​2. Commercial Property Insurance

• Covers your buildings, fences, gates, lighting, and office equipment against fire, vandalism, storms, etc.
• Usually excludes customers’ stored property (they insure their own).

3. Business Income / Interruption Insurance

• Helps replace lost income if your facility is shut down due to a covered peril (like fire or storm damage).

4. Commercial Auto Insurance (if applicable)

• For company vehicles used to maintain the property or transport goods.

Self-Storage Specific Coverages

1. Sale & Disposal Liability (a.k.a. Lien Sale Liability)

• Protects you if a customer’s property is damaged or wrongfully sold during an auction or lien sale.

2. ​Customer Goods Legal Liability

• Covers you if you’re found legally liable for damage to a tenant’s stored property (e.g., negligence such as roof leaks from poor maintenance).

​3. Pollution Liability

• Covers cleanup costs and claims if a tenant improperly stores hazardous materials that cause contamination.

(817) 924-4236​
3001 Bryant Irvin Rd N
Fort Worth, TX 76107​
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